Once your trading account is open, you'll need to add money before you can trade. Funding is straightforward, but a few simple checks protect your money and save you from surprise fees. Here's how to do it sensibly.
Common funding methods
- Bank transfer / UPI (India) — usually the cheapest and most reliable.
- Debit or credit card — fast, but sometimes carries fees.
- E-wallets — convenient where supported.
- Crypto deposits — common on crypto exchanges; double-check the network.
Your broker decides which methods are available. Pick the one with the lowest fees and fastest clearing for your region.
How long deposits take
- Cards and UPI are often near-instant.
- Bank transfers can take a few hours to a couple of business days.
- Crypto depends on network confirmations.
Fees to watch for
- Deposit/withdrawal fees — some methods cost more than others.
- Currency conversion — funding in a different currency to your account can cost a spread.
- Inactivity fees — a few brokers charge if you don't trade for a while.
How much should you start with?
Only what you can comfortably afford to lose. Starting small is not a weakness — it's how you learn with real (but limited) consequences. You can always add more once you trust your process and your broker.
Keep your money safe
- Use a regulated broker (see how to choose a broker).
- Enable two-factor authentication on your account.
- Never share your login, OTPs or wallet keys with anyone — including people claiming to be "support".
Not sure which method is right for you? Ask our team on Telegram or via the contact form — happy to point you in the right direction.
Educational content only — not financial advice. Trade only with capital you can afford to lose.